Want to transfer money to your friend or a family member but you are unable to visit the bank? There are many moments in our life when we have to send money to our dear ones but we face many problems regarding the transfer. Either the bank is not open, money has to be transferred to another country or the money transfer agent takes too much commission and time to transfer the money. Well in order to solve that problem nowadays we have many online apps which can directly send money to anyone you want with just a few clicks. So here we have mentioned the best apps like Venmo to transfer money instantly to any account or online wallet.
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Top Apps Like Venmo
1. Venmo
‘Just Venmo Me’ is the latest way to ask someone to either send or receive money. With the help of this app, you can instantly pay anyone just using your card or bank account. You can add Venmo balance which will help you in easy money transfer from the app wallet. Through this app, you can also pay to some of the selected apps and retailers. The best part, there is no transaction fee for any transfer.
Beside this, you can also add your friends who are using Venmo by scanning or sharing the barcode among each other. By adding a friend it will make easy for you to split any bills and keep track of your expenditure. You can also chat with your friends and other contacts who are using Venmo.
Get it on iOS | Get it on Android
2. PayPal
Transfer money or pay someone with one of the best apps to transfer money to almost anyone and anywhere. To make payments using PayPal you will have to link your Ameican Express, Discover, debit/credit or Visa card. You can send money to anyone worldwide with the international money transfer in any currency. You can send money to their mobile numbers or email id where they will get a link for their payments. They can then withdraw the money to their bank account from PayPal.
With PayPal, you can also add balance to its wallet like Venmo for quicker and time-saving payments. Apart from this, manage your transfer activities and see the transactions. It will notify whenever you are about to buy something online for making payments from this app. You will also get offers and discount for your purchases through PayPal.
To top it all, they also offer buyer and seller protection. Buyer protection allows you to get a refund if the product is not received or doesn’t match the description while the sellers are protected against fraudulent claims.
Only for the UK, you can send money without any transaction fees within the UK. For security PayPal allows you to add passwords or fingerprints( if your smartphone has a fingerprint sensor) for keeping your transaction details safe.
Get it on iOS | Get it on Android
3. Square Cash App
Make monetary transactions with Square Cash App without any wallet directly from your debit/credit card. Just like all other money transfer apps, you will have to provide your card details from which the payments and transactions will be made.
After you give the details you are ready to make payments. You can then open the app and it will show you a numeric keypad, where you can enter the amount. Below the keypad, there is an option to either request or pay money, select whichever you want to do. You can send money to the phone number or email of the person registered with Square Cash.
In the app, you can also set security so that no one is able to access your account information besides yourself. One additional feature that is only available for iPhone users is that you can also trade bitcoins and buy or sell them from this app itself.
Get it on iOS | Get it on Android
4. Western Union US Money Transfer
Western Union is one of the oldest financial institutions which helps in transferring money throughout the world. Adapting with the growth of e-business Western Union also does 24/7 online transfer. You can choose whether you want to send the money through the app or from its branches or agents.
To send money from the app you will have to sign up for a Western Union account or if you already have one just log in. After login, you will see the send money now tab, tap it. Then select which country to which you will send the money. It will show how much the currency rate is and what will be the amount that the receiver will get. After that, you can select how the money will be received personally by cash or bank account. Moving on, add your receiver details and contact number, be sure you give all the information correctly. Pay through your bank account or debit/credit card. It has an option for scanning card details in case you do not feel like writing.
To send money through branch or agent simply locate the nearest Western Union on the map through the app. Visit the branch or agent and ask for the service you require.
You can send money to more than 200 countries with a minimum transaction fee. The charges will depend on the amount and country you send money to. Once you send the money you will receive a 10 digit tracking number. You have to give this number to the receiver so they can receive payment through the branch, any agent or in their bank account.
Get it on iOS | Get it on Android
5. TransferWise
TransferWise is the cheapest way to send money abroad and one of the best apps like Venmo. They claim it to be 8x cheaper than any other banks. You can transfer money to any bank account from all around the world with best and up to date currency rates.
Whether you are sending money to a Canadian account form the USA or vice versa, this app will show you how much another person will receive and the charges it will take to make the payment. They have their account at almost every bank around the world. Once TransferWise receives the payment it will convert and send it to whichever country or account you would like to. There are no extra or hidden charges.
You can also open a Global account with TransferWise and get paid from around the world with zero fees.
Get it on iOS | Get it on Android
Apart from these apps that are only meant for the online transactions, you can also send money through 3 of the most used social and messaging apps as well.
6. Facebook Messenger
In order to send money through the Facebook messenger, you have to link your debit card or Paypal account with it. To do that open your messenger and tap on the profile icon on the top right of your phone. Once you are inside the profile page, scroll down and look for payments. Inside that, you can add the details of your card or PayPal account from which you will pay.
Now for paying, you have to send the money from the chat. Open chat for the person you want to send the money to, tap on plus icon on the bottom left and then you will see payments. You can then choose it and input the amount and select send. Apart from this, request for money by tapping request instead of send.
Get it on iOS | Get it on Android
7. WhatsApp
Another way to send or receive money is through Whatsapp. Now when you send money through Whatsapp it will directly be sent to the bank account added for WhatsApp payments. Learn to add or set up WhatsApp Payments in our earlier guide.
After you have finished adding the bank account you can send money by tapping the attachment icon in the chat. You will see options for payments there. Then select it and pay to friend or family directly from Whatsapp.
Get it on iOS | Get it on Android
Best Apps Like Venmo To Transfer Money Securely And Conveniently
Whether you have to transfer money to a friend or Family, no matter if it’s local or international these apps got you covered. They are made for providing you with fast and reliable monetary services as money is important to everyone. The apps we have selected are the most trusted apps for the security of the transactions. You will also save a lot of time. Some of the apps like PayPal and Western Union are used by many renowned business and enterprises like Microsoft etc. Pay for something online or send money to your l0ved ones with these apps. You never have to worry about visiting a bank for transferring money ever.
All of the apps may or may not work same around different countries. If you are not able to use any of the app or its services then maybe it is not available for your country.
